Payment Plan and Finance Options

FINANCE

St Mark Dental Clinic understand that many Australians are unable to attain dental treatment for many reasons and one of the leading/main reasons is that it is too expensive.

Patients will usually only come into a dental clinic once they feel pain/discomfort, and unfortunately as they have not come in for their regular dental check-ups, the treatment the dentist may need to complete is much more lengthy and pricey than if they had been coming into a clinic regularly.

This is why St Mark Dental clinic now offers a variety of payment options. We believe that exceptional treatment should be financially attainable for all. We aim to change people’s perception of dentistry by evolving the way it is done. Making it easier and more affordable for you to maintain or restore your dental health.

At St Mark Dental Clinic, we want to give you the best chance of achieving dental treatment.

Even with our affordable prices, the cost of dental treatment can sometimes add up.

Complete treatment planning with a coordination of appointments and a schedule of fees are provided for each patient.

At St Mark Dental Clinic, we offer the choice of the following payment options:

  • We accept cash, Eftpos and Credit Cards
  • We do request payment at the time of service. This enables St Mark Dental Clinic to provide high quality individualised care without encountering extra billing costs.
  • We offer HICAPS that allows you to instantly claim on the spot from your private health insurance
  • We do accept direct payment of benefits from your insurance plan but require your portion to be paid at the time of service. (otherwise known as a “gap fee”).
  • We offer interest free payment plans for general, cosmetic and specialised dental treatment
  • We offer interest free payment plans so you can get the work done now and spread the cost of your treatment over a period of time.

AFFORDABLE PAYMENT PLANS

While many of our new patients are attracted by the option of payment plans, they may often be pleasantly surprised to find that treatment will cost less than expected. However, if finance is a barrier to achieving your optimal dental treatment, St Mark dental Clinic offers Interest Free payment plans, allowing you to start treatment straight away. Depending on your situation, we offer several payment plan options to cater to your needs.

THE BENEFITS OF OUR INTEREST FREE PAYMENY PLANS ARE:

  • NO Interest Charged – EVER
  • NO hidden fees or charges
  • NO credit checks
  • NO penalties for early repayment
  • No setup fee
  • Convenient weekly/ fortnightly or monthly payment plan options
  • Spread the cost over the time of treatment
  • A deposit will be required at the start of treatment
  • We will work with the health fund of your choice to further reduce your out of pocket expense.

HOW IT WORKS

Our Dentist will do a thorough dental examination and explain to you what dental treatment is needed and what your options are.
An itemised treatment plan including all costs will be provided by your dentist after your dental examination and discussion. You will be able to take this home to think over or have a chat to your significant other about it.
Once you are happy with the treatment/payment plan and how much it will cost. St Mark Dental Clinic will ask you to provide the following:

  • Contact Details
  • Patients or Guardians valid photo ID
  • Valid Credit Card
  • Sign the agreed upon Treatment/ Payment plan form.
  • The Patient will receive a copy and one will stay with St Mark Dental Clinic
  • The specified payments that you have decided on will come out of your account every week/ fortnight or month.
  • The payments will automatically stop at the end of the repayment period.

DENTICARE

As a service to our patients, we are pleased to offer the Denticare Payment Plan, the nations leading patient payment program.

With Denticare you can finance 80% of your dental Care and there is only 20% deposit needed up front, no annual fees. So, you can begin your treatment today and conveniently pay with low, monthly payments.

With the popular no interest payment plans there are no interest charges if you pay your balance in full within the specified time period.

Denticare can be used by the whole family for ongoing treatment without having to reapply. And by using Denticare for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for denticare and everyone is approved no credit check is needed.

THE BENEFITS OF OUR INTEREST FREE PAYMENY PLANS ARE:

  • NO interest – ever
  • NO hidden fees or charges
  • NO credit checks
  • NO penalties for early repayment
  • No setup fee (Easy $39 setup fee)
  • Convenient weekly or fortnightly direct debit payment plans
  • Spread the cost up to 40 weeks
  • Just 20% deposit required at the start of treatment
  • We will work with all health funds to further reduce your out of pocket expense

HOW IT WORKS

  • A written treatment plan including all costs will be provided by your dentist after your thorough dental examination.
  • When you are happy with the period of plan and how much it will cost each week/fortnight.
  • Sign a simple one page direct debit agreement
  • The specified payments that you have decided on will come out of your bank account every week/ fortnight.
  • The payments will automatically stop at the end of the repayment period.